Easy funding for all
of your rental properties

Want to finance a new purchase, refinance a property, or free up cash in your rental portfolio? FMC makes rental financing easy with our advanced online platform and flexible loan options.

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FMCs rental
investment loans

Purchase, Rate and Term, and Cash-out Refinance options are available for single-family rental (SFR), PUDs, 2-4 units, and rental condos.

Ask About our Cash-Out Refinance Options

Adjustable-Rate Mortgages to suit your needs

Many REIs are turning to FMC’s adjustable-rate mortgage (ARM) options to increase their monthly cash flow. An ARM starts with a fixed rate for a set period of time. After this initial fixed period, the rate can adjust depending on market conditions.

A R M

Fixed rate for the first 5 years with fully amortizing and interest-only options

A R M

Fixed rate for the first 7 years with fully amortizing and interest-only options

Rental property financing
made easy

Real estate investment loans don’t have to be difficult. At FMC, we realize you don’t have time for inconsistent human decisions and slow, paper-based processes you get from other lenders. You can even forget about searching for pay stubs and old W-2s, we don’t verify your income or employment.

Our tech-forward platform eliminates time-consuming tasks, putting everything at your fingertips. Quickly apply with ease, get pre-qualified, and track your loan’s status – the more you do, the easier it gets.

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What is a DSCR loan?

FMC’s long-term rental loans are also known as debt service coverage ratio (DSCR) loans or no-income mortgages. What does this mean to you?

No tax or personal income document needed
Loans are based on rental property cash flow
Flexible qualification guidelines

Did you know?

DSCR is a ratio that measures and determines the maximum loan amount when you apply for a new loan or refinance an existing one. Because DSCR measures the asset's ability to pay the property's mortgage and expenses the higher it is, the more leverage an investor like you can get.

Rent and repeat:
refinancing your BRRRR

FMC’s rental loan options are ideally suited to supporting your BRRRR strategy. Acquire the property with a short-term fix-and-flip / bridge loan to cover the cost of the purchase and the rehab of the property. When the rehab is complete, you can refinance to a long-term rental loan at a lower interest rate and take a cash-out option to purchase your next property.
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Expert guidance from an industry-leading team

Whether adding your first rental property or accumulating multiple rentals into a large diversified portfolio, FMC Financial Group can help guide you through which rental lending strategy best fits your needs to help you grow.

Our industry-leading team of real estate financing professionals is here to support you every step of the way. Plus, we love chatting about real estate! So, if you want to discuss financing options for your strategies, go over the numbers on a potential property or talk about your long-term goals, contact your FMC representative. We’re here to help and answer all of your questions.

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**Our network of lenders can provide loans in most of the states

DSCR Rental Loans